analysis of the influence of socioeconomic background on individual choice of auto loan
April 17, 2024April 17, 2024
Discipline: Sociology
Introduction: Introduction draws reader into paper; thesis is the last sentence of your introduction; thesis can stand independent of the rest of the paper; thesis tells exactly what the paper will be about.
Body:
Paper follows a logical explanation; body of the paper follows the organization of the thesis; paper is well written and easily understood; paper includes information that is not just common knowledge; paper is unbiased and based on research, not opinion.
Sources:
Paper includes at least 6 sources; at least 3 of the sources are peer-reviewed; student shows the ability to understand the information in peer-reviewed, academic articles as well as other sources, and include that information appropriately in their paper; all information included in the paper is backed up by sources; reader can easily tell where each piece of information came from; sources are cited in both the body of the paper and in the works cited, in appropriate APA format.
The topic I plan to study is the analysis of the influence of socioeconomic background on individual choice of auto loan. My topic will cover the reasons, considerations, and challenges that different individuals or families face when purchasing a car in China’s socio-economic environment.
Positives: Car loans can increase the financial liquidity of car buyers, allowing them to buy a favorite or expensive car even if they cannot afford the full purchase price in the short term.
Con: Loans with high interest rates may increase personal financial burdens, especially for families with poor financial conditions, and long-term loans may cause them to fall into deeper debt difficulties.
I once worked as an intern in both Tesla Motors and NIO Motors in China, so I have been in contact with a lot of customers and helped many of them complete their auto loans. In the communication with customers, I also understand the reasons why they choose auto loans. I will also join Geely Automobile in China as a management trainee in July 2024, so I will apply for two hours of loan knowledge learning.
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