This is my dissertation for my undergraduate Economics Degree and i need a non-plagarised dissertation. 4000 Words not including bibliography. Please answer the question and follow the guideline and structure i have sent in a pdf file. I have also sent readings to answer this question.
This question is structured to explore several key aspects:
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Connection to Financialisation and Financial Inclusion: It directly addresses the core concepts of financialisation (the process by which financial markets, financial institutions, and financial elites gain greater influence over economic policy and economic outcomes) and financial inclusion (the process of ensuring access to appropriate financial services for all segments of society, particularly the disadvantaged).
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Specific Focus on Lower-Income Populations: This provides a clear demographic focus, making the research more manageable and specific.
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Regional Contextualization: Focusing on the MENA region allows the study to be grounded in a specific geographical and socio-economic context.
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Implications for Sustainable Economic Development: This part of the question ties the research to broader economic concerns, such as sustainable growth and development, which are critical in the economics literature.
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Balance Between Broad and Narrow Focus: While the question is specific enough to provide a clear research path, it is also broad enough to allow for a comprehensive exploration of the topic, including theoretical and practical implications.
Remember, the success of a dissertation also depends on the availability of data and literature on the chosen topic, so make sure to conduct a preliminary literature review to ensure feasibility.
I conducted a preliminary literature review and this is what i got with AI but please dont use ai
The preliminary literature review on the topic of financialisation vs. financial inclusion in the MENA region reveals several key insights and areas of focus.
Firstly, the lack of access to finance in the MENA region is recognized as a significant barrier to economic growth and poverty alleviation. Despite expansions in bank branches and microfinance institutions in some MENA countries, large segments of the population remain excluded from financial services. This issue is further compounded by limited availability and quality of data, particularly concerning financial technology, which is critical for poverty-reduction efforts in the region.
A study using system GMM dynamic panel estimation methodology on annual data for 11 MENA countries and 23 emerging markets over the period 1990-2017 has been conducted to understand the role of financial inclusion in eradicating extreme poverty, a primary goal of the Sustainable Development Goals (SDGs). This study considers various financial access dimensions, including the number of bank accounts, commercial bank branches, and ATMs per adult population.
Additionally, there’s a growing interest in the impact of digital finance (DF) on financial inclusion (FI) in the MENA region. A study covering the period from 2004 to 2020 in 12 MENA countries explored this relationship, using a composite index consisting of three subindexes: access to, availability of, and use of financial services. This study is pivotal as it’s the first to empirically investigate the effect of digital finance on financial inclusion in the MENA region, which is particularly challenging due to economic and political conflicts.
The results from these studies highlight the significant role of digital finance in enhancing access to and availability of financial services, as well as the overall level of financial inclusion in the MENA region. It was also found that high-income countries within the region have more financial inclusion compared to middle-income countries.
These findings provide a new theoretical background for understanding the relationship between digital finance and financial inclusion. They emphasize the importance of digital financial services in promoting financial inclusion and suggest that these services could be a critical factor in plans and strategies aimed at increasing financial inclusion in the MENA region.
In summary, the literature underscores the critical role of financial inclusion in poverty reduction and economic growth in the MENA region and highlights the emerging significance of digital finance in facilitating financial inclusion. These insights could form a robust foundation for further research in your dissertation, particularly in exploring the nuances of how financialisation impacts financial inclusion and, subsequently, economic development in the MENA region.
A mark of 80+ will fulfil the following criteria:
• shows clear evidence of wide and relevant reading and an engagement with the conceptual
issues
• develops a sophisticated and intelligent argument
• shows a rigorous use and a confident understanding of relevant source materials
• achieves an appropriate balance between factual detail and key theoretical issues
• provides evidence of original thinking
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Balliester Reis, T. (2022) ‘Socio-economic determinants of financial inclusion: An evaluation with a microdata multidimensional index’, Journal of International Development, 34(3), pp. 587–611. Fouad, J., Said, M., Sherif, W., & Zaki, C. (2022) Public Banks and Development in Egypt: Overview, Issues and the Way Forward., Working Paper, ERF, Cairo.
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Hanieh, Adam, Hanieh, A. (2018). Money, markets, and monarchies : the gulf cooperation council and the political economy of the contemporary middle east (Ser. The global middle east). Cambridge University Press. Chapter 6 in particular, (e-book in SOAS library)
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Lapavitsas, C., & Soydan, A. (2022). Financialisation in developing countries: approaches, concepts, and metrics. International Review of Applied Economics, 36(3), 424-447.
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Mader, P. (2018) ‘Contesting Financial Inclusion’, Development and Change, 49(2), pp. 461–483.
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Emara, N., & Mohieldin, M. (2020). Financial inclusion and extreme poverty in the MENA region: a gap analysis approach. Review of Economics and Political Science, 5(3), 207-230.
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Mohiedin, M, Hussein, K., and A. Rostom (2019), On Financial Development and Economic Growth: the Case of Egypt, Policy Research Working Paper 9008. http://documents1.worldbank.org/curated/en/706381568308016417/pdf/On-Financial-Development-and-Economic-Growth-in-the-Arab-Republic-of-Egypt.pdf
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Hanieh, A. (2018). Money, markets, and monarchies : the gulf cooperation council and the political economy of the contemporary middle east (Ser. The global middle east). Cambridge University Press.
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Naz, F., Karim, S., Houcine, A., & Naeem, M. A. (2022). Fintech growth during COVID-19 in MENA region: current challenges and future prospects. Electronic Commerce Research, 1-22. Pascual and Natalucci (2022), Fast-Moving FinTech Poses Challenge for Regulators, IMF Blog. Razos, Daniel (2022), Weathering the storm II: Tales from Microfinance Crises Past), Centre for Financial Inclusion