Fintechs a Transformative Innovation: It’s Different Aspect, Development in the MENA Region, and Effects on Banking

Chapter 1. Introduction

  • Why is this topic significant or relevant?
  • Objective of the Project: Outline the main goal of your project (hint or lay out your research questions). What are you aiming to achieve or explore?
  • Briefly state the boundaries of your project. What will be included, and what will be left out?

Chapter 2. Literature and Context Review

*this part should focus on other literature surveys alond with articles related to the subject. Do not go in details in articles keep it to result part.

  • Relevant Theories: Introduce relevant theories, frameworks, or ideas that inform your project. The plan of the literature review should reflect your model formation. But not limited to the approaches or techniques in your work
  • Previous Work: Summarize any literature that relate to your topic.
  • Describe how your project builds upon, contrasts with, or innovates from the existing work.

Chapter 3. Methodology

  • Approach: Set your research questions and your approach.
  • Describe your method (e.g., case study, creative development, financial modeling).

Chapter 4. Findings / Results on …./ analysis of …

  • Outcomes: Describe what you learned or created.
  • Evaluation: Comment of findings

Chapter 5. Conclusion and Discussion

  • Summary: Recap the project’s main findings or creations.
  • Potential Extensions: Suggest ways the project could be expanded or improved in future work.
  • Limitations: Note any challenges or areas where your project could be improved.
  • Personal Reflection: Briefly reflect on what you learned from the project and any skills or insights gained.

References

  • Include all references in a consistent citation style (APA, MLA, etc.).

references : Albarrak, M. S., & Alokley, S. A. (2021). FinTech: Ecosystem, Opportunities and Challenges in Saudi Arabia. Journal of Risk and Financial Management, 14(10), 460. https://doi.org/10.3390/jrfm14100460

Yoon, B., Kim, J., You, Y., & Kim, S. (2016). A study on User Behaviors for Consulting of Fintech Companies. Indian Journal of Science and Technology, 9(26). https://doi.org/10.17485/ijst/2016/v9i26/97289

bankless times . (2022). COLUMN: The history of fin-tech | Bankless Times. Retrieved January 22, 2023, from https://www.banklesstimes.com/news/2016/06/28/the-history-of-fintech/

Rose Paul, & Sadath. (2021). A Systematic Analysis on FinTech and Its Applications. Retrieved January 22, 2023, from https://ieeexplore.ieee.org/abstract/document/9388371?casa_token=2qRTV__GMjMAAAAA:j96sN4QUu_mNOl6DjsuAfos2fYzn1ITGrNPUX0zJbXWADD0ao-UGpztvPiKFG0EMpNq4ExcO9Q

Rao, Popat, & Popat. (2022). A Research Study on perception of Fintech during Covid-19 Pandemic. Retrieved January 22, 2023, from https://ijrpr.com/uploads/V3ISSUE2/ijrpr2751-a-research-study-on-perception-of-fintech-during-covid19-pandemic.pdf

Statista. (2019). Topic: Startups and venture capital in the Middle East and North Africa. Retrieved January 22, 2023, from https://www.statista.com/topics/4716/start-ups-and-venture-capital-in-the-middle-east-and-north-africa/

El-Hadidi, H. H. (2022). The use of fintech in microfinance: the fight against poverty globally and in Egypt. Enterprise Development and Microfinance, 33(2), 124–137. https://doi.org/10.3362/1755-1986.21-00049

Renduchintala, T., Alfauri, H., Yang, Z., Pietro, R. D., & Jain, R. (2022). A Survey of Blockchain Applications in the FinTech Sector. Journal of Open Innovation: Technology, Market, and Complexity, 8(4), 185. https://doi.org/10.3390/joitmc8040185

Saksonova, S., & Kuzmina-Merlino, I. (2017). Fintech as Financial Innovation – The Possibilities and Problems of Implementation. EUROPEAN RESEARCH STUDIES JOURNAL, XX(Issue 3A), 961–973. https://doi.org/10.35808/ersj/757

Awad , M., & Eid , N. (2018). Financial Inclusion in the MENA Region: A Case Study on Egypt. Retrieved January 22, 2023

Taskinsoy, J. (2019). Blockchain: A Misunderstood Digital Revolution. Things You Need to Know about Blockchain. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3466480

Ganne. (2018). Can Blockchain Revolutionize International Trade? Retrieved from https://theblockchaintest.com/uploads/resources/WTO%20-%20Can%20Blockchain%20revolutionize%20international%20trade%20-%202018.pdf

Alharbi, T. (2020). Deployment of Blockchain Technology in Software Defined Networks: A Survey. IEEE Access, 8, 9146–9156. https://doi.org/10.1109/access.2020.2964751

Treleaven, P., Gendal Brown, R., & Yang, D. (2017). Blockchain Technology in Finance. Computer, 50(9), 14–17. https://doi.org/10.1109/mc.2017.3571047

Chen, Z., Li, Y., Wu, Y., & Luo, J. (2017). The transition from traditional banking to mobile internet finance: an organizational innovation perspective – a comparative study of Citibank and ICBC. Financial Innovation, 3(1). https://doi.org/10.1186/s40854-017-0062-0

Rubini, A. (2018). Fintech in a Flash. Financial Technology Made Easy.

Jana, D. S., Khedkar, A.E. , & Khedkar, C. E. (2021). DIGITAL BANKING: THE FUTURE OF BANKING. Retrieved January 22, 2023, from https://www.viirj.org/vol12issue2/45.pdf

DASHO, MEKA, SHARKO, & BAHOLL. (2016). Digital Banking the Wave of the Future. Retrieved January 22, 2023, from https://www.researchgate.net/profile/Elvin-Meka-2/publication/315706647_Digital_Banking_the_Wave_of_the_Future/links/58dd7033a6fdcc3c6abf952d/Digital-Banking-the-Wave-of-the-Future.pdf

Broby, D. (2021). Financial technology and the future of banking. Financial Innovation, 7(1). https://doi.org/10.1186/s40854-021-00264-y

Vyas. (2012). Impact of E-Banking on Traditional Banking Services. International Journal of Computer Science and Communication Networks. Retrieved from https://arxiv.org/pdf/1209.2368.pd

Kalmykova, E., & Ryabova, A. (2016). FinTech Market Development Perspectives. SHS Web of Conferences, 28, 01051. https://doi.org/10.1051/shsconf/20162801051

Walker. (2017). Seven signs of over-hyped Fintech. LSE Business Review. Retrieved from https://www.emerald.com/insight/content/doi/10.1108/SCM-01-2018-0029/full/html

Branzoli, N., & Supino, I. (2020). FinTech Credit: A Critical Review of Empirical Research Literature. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3612726

Hankin, A. (2018). Here’s how much it costs to mine a single bitcoin in your country. Retrieved January 22, 2023, from https://www.marketwatch.com/story/heres-how-much-it-costs-to-mine-a-single-bitcoin-in-your-country-2018-03-06

Dorfleitner, G., Hornuf, L., Schmitt, M., & Weber, M. (2017). FinTech in Germany (pp. 5–10). Springer.

Panetta, F. (2018). Fintech and Banking: Today and Tomorrow. Speech delivered at Annual Reunion of the Harvard Law School Association of Europe. Printing and Publishing Division of the Bank of Italy, Rome

D’yakonova, I., & Drofa, A. (2019). THE DEVELOPMENT OF THE FINTECH INDUSTRY AND ITS INFLUENCE ON THE FINANCIAL SECTOR. Vìsnik Sumsʹkogo Deržavnogo Unìversitetu, 4, 81–86. https://doi.org/10.21272/1817-9215.2019.4-10

Vijai, C., Suriyalakshmi, S. M., & Joyce, D. (2019). The Blockchain Technology and Modern Ledgers Through Blockchain Accounting. Adalya Journal, 8(12).

McAuley, D. ( 2015): What i s FinTech? Wharton FinTech, 22.10.2015

Haddad, C., & Hornuf, L. (2018, March 27). The emergence of the global fintech market: economic and technological determinants – Small Business Economics. Retrieved January 20, 2023, from https://link.springer.com/article/10.1007/s11187-018-9991-x

Makina. (2019, July 11). The Potential of FinTech in Enabling Financial Inclusion. Retrieved January 22, 2023, from https://www.sciencedirect.com/science/article/pii/B9780128141649000141

Arezki, & W. Senbet. (2020, June). Transforming Finance in the Middle East and North Africa. Retrieved January 22, 2023, from https://documents1.worldbank.org/curated/en/935611593023039875/pdf/Transforming-Finance-in-the-Middle-East-and-North-Africa.pdf

Guechi. (2020, June). The Future of the banking industry in the era Of digital transformation. Journal of Economic Integration, 08, 341–353.

Adam, H. (2021, May 29). Fintech and Entrepreneurship Boosting in Developing Countries: A Comparative Study of India and Egypt. Retrieved January 22, 2023, from https://link.springer.com/chapter/10.1007/978-3-030-73057-4_12

Fintechnews Middle East, F. M. (2021, July 26). UAE Fintech Report and Map 2021: Fintech is Booming in Dubai and Abu Dhabi – Fintechnews Middle East. Retrieved January 22, 2023, from https://fintechnews.ae/8914/abudhabi/uae-fintech-report-and-map-2021-fintech-in-dubai-and-abu-dhabi/

Howarth. (2022, January 14). 57+ Incredible Fintech Stats (2023-2025). Retrieved January 21, 2023, from https://explodingtopics.com/blog/fintech-stats

IMF. (2019). Fintech: The Experience So Far. Retrieved December 12, 2022, from https://www.imf.org/en/Publications/Policy-Papers/Issues/2019/06/27/Fintech-The-Experience-So-Far-47056

I need an outline and well-structured project with all the criteria asked for 7800 words and follow all instructions above .

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